What is a credit card?

Let’s learn what is a credit card. The most accurate or helpful solution is served by Yahoo! Answers.

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College student wanting to start a credit card to start building credit, what would be the best?

Okay, so I am not just some spoiled brat who wants a credit card because I can use it to splurge and do what I want with shopping. Actually it is much more than that. I would like to start building credit and I would use it to buy things and pay it off...

Answer:

Frankly, I didn't bother to read your long tale. Most of it has absolutely no bearing on credit. You...

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kai at Yahoo! Answers Mark as irrelevant Undo

Other solutions

Rebuilding credit, what secured credit card is best?

My husband and I are wanting to continue to rebuild our credit, and have been told that having a credit card, making small purchases and paying them off monthly is a really good way to do that. While our credit is now good enough to not have deposits...

Answer:

US Bank has some good options (some also have travel rewards such as flier miles..) and their cards...

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Kristi at Yahoo! Answers Mark as irrelevant Undo

I may have missed the boat, what's up with credit card interest policies?

Are there any credit cards out there that still charge interest on the outstanding balance rather than the total balance? I have 2 credit cards, one personal, the other for my business that I own. Both with the exact same interest rate. I happened to...

Answer:

Businesses should use credit cards for current expenses only, and pay them off every month, using more...

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anonymous at Ask.Metafilter.Com Mark as irrelevant Undo

What do I need to do to get a Credit Card?

This isn't as straight forward as the subject line leads on, so I apologize if you thought this was going to be a simple, "Get online and apply" answer. When I was 18 I got three credit cards (I know, save the lecture) and blew my credit. Okay...

Answer:

Paying bills DOES NOT build credit. Why do people think that it does? No CREDIT is being issued to you...

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barcode_... at Yahoo! Answers Mark as irrelevant Undo

What's my limit on a credit card if I have a high salary?

I'm a student and I don't have a credit card. i mean I have two credit cards from clothing stores which I buy clothes from and pay it off to build up my score. But I don't have an actual credit card. If I apply for a credit card, my bank told me I would...

Answer:

The credit limit on cards is insignificant if you pay off the balance in full every month. It can take...

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ornament... at Yahoo! Answers Mark as irrelevant Undo

No one will give me a credit card, I need to establish credit what can I do?

To start off I live in Ontario,Canada. I went to my bank to thinking there would not be a problem with them issuing me out a credit card but they told me because I have no other credit cards and have completely no credit that they could not give me one...

Answer:

secured credit card is the way to start .. mbna or capital 1 are the best

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Abhishek S at Yahoo! Answers Mark as irrelevant Undo

What Can I Put For Annual Income On My Credit Card?

I have had a Capital One Credit Card for the past five years. I have always been on time with my payments and have a credit score over 700. However, I dont not have any "employment" income since my last summer job two years ago. Besides that...

Answer:

Put whatever you want. Hopefully more than what you put before. I don't think they check at all but...

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ABUser1122 at Answerbag.com Mark as irrelevant Undo

What are the effects to have your credit card bill date on the same day as your pay day?

Can we control all companies to have their pay day one day after or on the same day as the credit card bill due date? Would this at least apply for Banks internal process and their subsidiaries? Would it help people to pay on time and lesser likelihood...

Answer:

Are you aware that people can change their credit card bill date? It's not difficult for anyone to change...

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Steven Ham at Yahoo! Answers Mark as irrelevant Undo

What's your favorite credit card?

I am (finally) shopping for a credit card and I want something with cash back and/or airline rewards. What do you recommend? I'm in my mid 20s and I've been using a debit card or cash up to now. I don't make a lot of money so I'm very on point about...

Answer:

This fatwallet thread has been my go-to place for looking up credit card deals for years. It's constantly...

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bluelight at Ask.Metafilter.Com Mark as irrelevant Undo

What can I do to get a higher credit score using a Secured Credit Card?

Ok, so this past Monday, I went to my bank financial institution and put down a $300 dollar deposit for a Secured Credit Card. I have opted out of the overdraft monthly fees, so I will not ever be able to spend more than I have on my new secured credit...

Answer:

If you pay the balance every month and don't carry anything to the following months you won't be stuck...

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emerald m at Yahoo! Answers Mark as irrelevant Undo

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