Why does having health insurance before being diagnosed with a serious condition make a difference?
Let’s learn why does having health insurance before being diagnosed with a serious condition make a difference. The most accurate or helpful solution is served by Yahoo! Answers.
There are ten answers to this question.
Best solution
My toddler has type 1 diabetes. When she was in the hospital right after being diagnosed I had a conversation with one of her nurses. This nurse told me a story about how before she got her job at the hospital her and her husband were temporarily unemployed. She said she had made sure to get very basic health insurance during that time, because if she was diagnosed with something serious without the basic insurance that she would become uninsurable. Her reason for telling me this story was clear...
Answer:
The reason is that many insurance companies have a "preexisting condition" clause that says...
Monica at Yahoo! Answers Mark as irrelevant Undo
Other solutions
We don't have health insurance, but now that I finally got a good job that offers health insurance I was planning on get coverage for me and my husband. Both of us are very healthy and we only get sick once in a while with a mild cold or flu. Our coverage...
Answer:
Disease which has been diagnosed prior to taking insurance policy are not covered. Insurance companies...
Susy at Yahoo! Answers Mark as irrelevant Undo
I want to add my wife who has serious pre-existing conditions to my health insurance plan at work. How do we make sure her condition will be covered? My wife needs orthognathic surgery but her insurance (HMO) will only cover a portion of it under a doctor...
Answer:
Is the 6 month period in effect even if the new addition comes under the plan with credible coverage...
anonymous at Ask.Metafilter.Com Mark as irrelevant Undo
In Illinois, I am employed by a company requiring health insurance as a condition of employment. To opt out of company insurance program, I must present proof of purchase of another ...show more
Answer:
Doesn't surprise me. Most group health policies require a participation percentage from the employees...
mbrcatz at Yahoo! Answers Mark as irrelevant Undo
As I understand it insurance only works when healthy people pay in hedging against potential future need. But if it can be purchased only when there is a immediate need why would anyone make monthly payments? Even if someone diagnosed with cancer was...
Answer:
To discourage this- you cannot apply outside of the Special Enrollment Period. However- there are enough...
Kevin Apte at Quora Mark as irrelevant Undo
According to the Health care bill, those people who buy health insurance are supposed to get "tax breaks" for costs above their guidelines. But what if you never paid enough in taxes to get that tax break? For instance, lets say after deductions...
Answer:
LOLOOLOOLOL.. It's the old shell game... You never win at the game but they will always be there to...
I like Pancakes, Folks! at Yahoo! Answers Mark as irrelevant Undo
Will insurance companies be able to find out about it? It's not life threatening, but I want to get prescription drugs which is relatively cheap anyways. I was daignosed when I wasn't under any coverage by any insurance companies.
Answer:
Yes. As soon as you start submitting claims for maintenance prescription drugs, they'll start looking...
jayk at Yahoo! Answers Mark as irrelevant Undo
what is the difference between a pre existing condition in health insurance and pre existing condition exclusion period. im reading from howstuffworks, health insurance but still confuse. i understand employer waiting period. here is the link for pre...
Answer:
A pre-existing condition is something that you had or were being treated for prior to getting your insurance...
As X at Yahoo! Answers Mark as irrelevant Undo
My fiance recently lost the insurance granted to her under her fathers work health plan. She turned 22 and the plan stops covering dependents when they reach that age. She was diagnosed with a pre-existing stomach condition (nothing too serious) that...
Answer:
The previous company will not be responsible for continuing costs even if she gets on a plan with the...
havecmak... at Yahoo! Answers Mark as irrelevant Undo
After 6 months of me working for this company I finally received health insurance for my family and I. My husband just started a job after being laid off for more then 1 year and is unable to get health insurance since the job is so new. Since I have...
Answer:
So I assume you cannot buy any insurance. Even if you got a policy premiums would be high and there...
cj at Yahoo! Answers Mark as irrelevant Undo
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